Fixed indexed annuities offer a stable return based on a fixed interest rate or tied to the performance of an outside index, or some combination of these choices. Fixed annuities are long-term retirement savings vehicles offering:
Phase² works with carriers who offer both single and flexible premium fixed indexed annuities with fixed interest rates guaranteed for varying time periods and different methods for determining indexed interest earnings. A fixed indexed annuity provides a guaranteed minimum return for retirement savings and the potential for additional earnings as determined by changes in an outside index. A fixed indexed annuity can help meet future retirement income objectives.